dating japanese woodblock prints Consolidating parent plus student loans

You currently reside in the District of Columbia or one of the 45 states we lend in (we do not lend in Alabama, Delaware, Kentucky, Nevada, or Rhode Island). You are currently the primary borrower on the student loans you would like to refinance.You are not requesting new loans for future schooling.

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Unlike other federal loans, PLUS loans have relatively high interest rates.

In fact, during the 2015-2016 year, the interest rate on Parent PLUS loans was pegged at 6.84% which is substantially higher than the 4.29% that undergrads were charged on Federal Direct Loans.

You are not requesting to refinance an existing Earnest loan without at least 6 months of on-time payments.

Note: If you have a loan currently serviced by Sallie Mae, we cannot refinance it.

Unaccredited Education Programs: to pay for tuition from an unaccredited institution (i.e bootcamps, culinary schools, midwifery school, etc.) Security Deposit: to pay for the deposit on a rented apartment/house.

College Tuition: to pay for tuition or other qualifying expenses at an accredited (Title IV) institution.

Earnest was recently acquired by Navient as an independent subsidiary, and Sallie Mae has a non-compete agreement in place with Navient. You do not have a bankruptcy on your credit report or accounts recently in collections. You currently reside in the District of Columbia or one of the 45 states we lend in (we do not lend in Alabama, Delaware, Kentucky, Nevada, or Rhode Island). You have not declared bankruptcy within the last 3 years. Credit Card Consolidation/Refinancing: to reduce your interest rate or have a single payment.

For more information, please contact our Client Happiness team at [email protected] You are employed, have a written job offer for a position that starts within 6 months, or possess consistent income (in USD). Home Improvement: to pay for any form of home improvement (furniture/appliances, roofing, tiling, plumbing, gardening, etc.) Wedding/Honeymoon: to pay for wedding/honeymoon costs.

Your student loan accounts are all in good standing. You do not have a bankruptcy on your credit report or accounts recently in collection. You are the primary borrower on the student loans you would like to refinance (please note: you will remain the primary borrower after refinancing).

You currently reside in the District of Columbia or one of the 45 states we lend in (we do not lend in Alabama, Delaware, Kentucky, Nevada, or Rhode Island). The debt is from your eligible dependent’s education.

While this can potentially free the parent from all obligation for the loan, some families decide to have the parents co-sign this new loan since it might qualify the child for a lower interest rate.